?This dilemma is not unlike what we saw in the housing market during the last few years. Someone decided homeownership was a good thing for almost everyone, so the government started pushing people to buy homes, using the tax code and other incentives. The same thing is happening with college. But instead of people getting loans for houses they could never pay off, 18-year-olds are getting excessive loans for college. And just as we saw before the collapse of the housing bubble, the price of going to college in America is skyrocketing.?