Banking Without the ?Too Big to Fail? Doctrine

"?The main theme of my own research on U.S. banking history has been that central banking is detrimental both to sound money and safe banking. In particular I have found that the U.S. commercial banking industry has suffered a secular decline in financial strength in the 80 years since the Federal Reserve System was established in 1913.? (Oh, and by the way, the Fed is robbing you blind, too!) A FEE ?Timely Classic? by Richard M. Salsman, originally published in 1992."